Pocket Vault Benefits

Pocket Vault System is a bridge technology and catalyst for the next generation of mobile commerce solutions. The Pocket Vault leverages the Internet to deliver a full suite of mobile commerce benefits to consumers and merchants, beyond the limitations of today's point-of-sale environment.

for Consumers

• financial, discount and affinity cards aggregated in one place, with complete security
• secure backup and instant replacement of all wallet contents  
• current account status for debit, credit, identity and membership cards 
• promotions, coupons and discount offers delivered into consumers' “wallets” and available for use at point of purchase

for Retailers

• unique, powerful marketing channels 
• transformation of static interactions with customers into dynamic relationships 
• no changes required to POS equipment

for Card Issuers

• Issuer becomes “portal” to customers' entire wallet contents
• powerful new marketing and loyalty tools
• takes customer relationships to dynamic new levels
• significant reductions in fraud & operations costs

for Employers

• secure and centralized issuance, administration and retrieval of ID and access-control cards
• supports multiple ID systems and multiple access control devices
• consolidates multiple employer-issued cards onto single card